PocketGuard

Product Overview: What is PocketGuard?

PocketGuard is a streamlined financial wellness app engineered to demystify money management. It offers a clear view of your fiscal status by safely connecting your financial accounts, delivering instant updates on your disposable income after accounting for obligations and savings. The platform's smart automation and straightforward design empower anyone to master their finances with ease.

Core Capabilities

Real-Time Spending Analysis

Continuously monitors transactions and calculates your safe-to-spend balance via the 'In My Pocket' indicator, preventing budget overruns.

Bill and Subscription Oversight

Identifies and manages recurring payments and subscriptions, sending alerts to prevent missed deadlines and extra charges.

Customized Budgeting and Goals

Enables setting personalized spending caps and savings objectives, with visual progress tracking and tailored advice.

Protected Data Integration

Employs advanced encryption and read-only connections through secure data partners to safeguard your personal information.

Expense and Subscription Audit

Assists in spotting and discontinuing unused subscriptions, reviewing spending trends, and finding ways to cut costs.

Cash Flow Management

Accommodates manual entry for cash expenses and handling of multiple cash accounts for a complete financial picture.

Practical Applications

Personal Budget Management : Effortlessly create monthly budgets, monitor outgoings, and adhere to financial plans with live updates.

Bill Payment Monitoring : Keep an eye on due dates, receive notifications, and make payments on time to dodge penalties.

Savings Target Support : Set and work towards financial milestones with automated fund allocation features.

Spending Efficiency : Gain insights into your expenditure to uncover savings and eliminate wasteful spending.

Subscription Oversight : Review, manage, and cancel redundant subscriptions to streamline monthly expenses.