Monarch Money

Monarch Money: A Contemporary Financial Hub

Monarch Money serves as a centralized financial command center, integrating all your monetary accounts into a single, adaptable dashboard for a transparent overview. It streamlines financial organization through automated sorting of transactions and provides versatile budgeting solutions tailored to various life situations. The platform comprehensively monitors bank accounts, credit lines, investment portfolios, loans, and digital currencies, delivering a complete picture of your economic health. It further aids in defining and following financial objectives, with built-in sharing capabilities that let you work with a partner or financial expert at no additional charge. Users benefit from an uninterrupted, ad-free interface backed by a robust privacy policy, establishing it as a reliable solution for achieving financial clarity and command.

Core Capabilities

Centralized Financial Aggregation

Links to a vast network of more than 13,000 institutions—encompassing banks, credit cards, investments, loans, and crypto—to present a unified snapshot of your finances.

Smart Transaction Sorting

Leverages artificial intelligence to classify spending automatically, while allowing full customization of categories and the creation of rules for consistent organization.

Adaptable Budgeting Frameworks

Supports multiple budgeting methodologies, from traditional category-based planning to more fluid systems, to suit diverse financial styles.

Shared Finance Management

Enables you to invite a spouse or financial advisor to view and co-manage your financial landscape seamlessly, with no hidden costs.

Portfolio and Asset Monitoring

Keeps a close watch on a wide array of holdings, including stocks, mutual funds, retirement accounts, ETFs, and cryptocurrencies, offering deep insights into asset performance.

Objective Setting and Achievement Tracking

Establish an unlimited number of savings targets, associate them with specific accounts, and visually track your advancement directly within your budget framework.

Practical Applications

Individual Budgeting and Spending Analysis : Perfect for creating detailed budgets from scratch, monitoring expenditures in real-time, and refining financial behaviors.

Transparent Financial Partnership for Couples : Enables partners to synchronize both shared and individual accounts, fostering open communication and accelerating progress toward mutual ambitions.

Holistic Investment Oversight : Ideal for investors who need to track the performance of diversified portfolios across traditional and digital asset classes.

Structured Goal Achievement : Helps users plan for significant life events like vacations or home ownership by setting measurable targets and monitoring milestones.

Unified Financial Dashboard for Net Worth Insight : Aggregates all financial information into one location for effortless analysis of net worth, income versus expenses, and spending trends.